Kristel Tate

I was born and raised in West Texas, and I’m proud to call this community home. With over 20 years of experience in insurance and financial services, I’ve had the privilege of helping countless families protect what matters most and prepare for the future. Outside of work, family is everything to me. I’m a proud mother of two and a grandmother of four—with a fifth grand-baby on the way. My husband and I are big football and baseball fans, and we make it a point to attend at least one game a year while cheering on our Texas teams. When we’re not at the ballpark or stadium, we’re often traveling together—we have a mission to visit all 50 states (and still have a little work left to do!). Alongside my mother and daughters, I also love adding a bit of international flair to our adventures whenever we can. These experiences remind me daily why I do what I do. At our agency, we live by the Golden Rule—treating others the way we would want to be treated. We believe in treating every customer like they’re part of our own family. Whether it’s protecting you from life’s unexpected challenges or guiding you toward financial goals like retirement, education, or leaving a legacy, we are here to walk with you every step of the way.